Refused Car Finance? ZAP Can Help You Get Approved

Zap Loans are a credit broker not a lender. Representative example: borrowing £10,000 over 5 years with a representative APR of 19.1%, an annual interest rate of 19.1% (Fixed) and a deposit of £0.00, the amount payable would be £255.50 per month, with a total cost of credit of £5,329.80 and a total amount payable of £15,329.80

Terms and Conditions:

This example is for a Hire Purchase Agreement.

I confirm that I have read and understand the following, and that in doing so provide permission for ZAP Loans to undertake a credit search and provide my information to their panel of lenders. I understand that this may register as a credit search against my name.

• I have read the Initial disclosure document (IDD) available online
• I consent to a credit search being conducted
• I understand the following
  • The credit search relates to a hire purchase product which does not have any mileage restrictions; however, a balloon product is also available – please call to discuss
  • Subject to balance financed, the agreement would be protected by the Consumer Credit Act (CCA)
  • I tend to be the registered keeper of the vehicle and would hold fully comprehensive motor insurance during the length of the agreement
  • I understand that the vehicle is at risk of repossession if the contractual repayments are not maintained

By proceeding to obtain a quote, you confirm that you have independently chosen the appropriate term of agreement , are comfortable with the suggested repayments and agree to the above statements. Copies of the relevant documentation, to include the IDD, Product Explanations and Overview have been provided to your email address in a durable medium

To view our IDD (Initial Disclosure Document) – please visit https://zaploans.co.uk/initial-disclosure-document-idd/