Fast straight forward finance
- No-obligation application
- Acceptance in minutes
- Bespoke finance options
- Personal service
Rates from as low as 8.9% APR representative
Let’s make it easy
We will help you find and finance your dream car
Give us some basic details, and we’ll do the rest. ZAP through your application and get a fast decision.
Whether you already have a car in mind, or want to use our bespoke sourcing service – we’ve got you!
Our speedy service allows you to drive away quicker, with help from your personal account manager.
Ready to buy in an instant
It all starts with a tailored quote. We’ll always look to find you the best available deal from our wide panel of lenders and provide a no obligation quote.
Choose a car finance company who puts you first
You can get your finance sorted first and then choose a car with confidence from any reputable dealer. We can even help you source your perfect car!
Easy application, 100% online
Our dedicated team is on hand to help every step of the way and we are available online, the phone or email when it suits you. We’ll go the distance to get you on the road. Let us help you finance your dream car. We will help you turn dreams into reality.
Featured car finance guides
Frequently asked questions
What is the cheapest way to finance a car?
At ZAP we offer a range of finance types and lengths which allow you the freedom of choice. You may want to choose a longer term to lower your payments.
Our wide portfolio of lenders also grants us wider access to lower APR rates, depending on your qualification. Find our more about PCP, HP & Other Finance Types here.
Will applying for finance affect my credit score?
What information is needed for a financing decision?
What if I’ve been refused elsewhere?
Our finance partners…
Hire Purchase Example
Rates from 8.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status.
Representative example: borrowing £10,000 over 5 years with a representative APR of 11.9%, an annual interest rate of 11.9% (Fixed) and a deposit of £0.00, the amount payable would be £255.50 per month, with a total cost of credit of £5,329.80 and a total amount payable of £15,329.80
We will search our panel of lenders to find the most suitable product for your circumstance. This will help you get approved in principle and get a vehicle quicker. We earn commissions for providing our service, but this does not influence the rate you are offered in any way.
We can introduce you to a limited number of finance providers. We do not charge fees for our Consumer Credit services. We will receive a payment(s) or other benefits from finance providers should you decide to enter into an agreement with them, typically either a fixed fee or a fixed percentage of the amount you borrow. The payment we receive may vary between finance providers and product types. The payment received does not impact the finance rate offered.
All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over, Guarantees may be required.
