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Welcome to Zap Loans, your expert in all vehicle finance, including cars, motorcycles, commercial vehicles, and leisure vehicles. We are highly regarded by both our clients and lenders, and we believe that we are one of the best finance brokers in the UK.

Get a quote today! About Zap Loans

We’re breaking down barriers. Its all about you.

At ZAP we take a different approach to vehicle finance. Our company has been built on an ethos of putting the customer’s needs first, and repeat custom has been a large part of the success at ZAP Car Loans, due to our personal, tailored customer service.

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Zap Finance - Breaking Down Barriers

Why Zap loans?

  • No-obligation application
  • Decision in minutes
  • Personal Service
  • Guided Support from start to finish.
  • Vehicle history check
  • Trusted lenders
  • Car sourcing service
  • Commercial Vehicles

Find out more about our the benefits of choosing Zap below:

No Obligation Finance
No-obligation application

You can use our finance calculator and application forms as may times as you want. They are completely free and do not commit you to pursuing your application with us.

Fast Approval Finance
Acceptance in minutes

We can tell you if you would be accepted for finance, as quick as a zap! Later, we may ask you for some extra details to make sure we have explored all of the possible options to find and fund your next vehicle. At zap we always try and help turn your dreams into reality.

Vehicle History Check
Bespoke finance options

We offer a huge range of finance options for a variety of circumstances. Whether you are looking for a PCP, HP or other finance quotes, we have you covered. Our offering also extends to commercial vehicles, Leisure vehicles including caravans and motorhomes. We can finance customers with an EU Licence and International Licence, guarantor finance, taxi finance, as well as different vehicle types. We will guide you every step of the way.

Personalised Service
Personal service

We are here to listen. We understand that it is sometimes difficult to explain exactly what you need to complete your finance application when using a form. That is why our highly trained customer service team are here to speak to you and listen to your circumstances, before helping you to explore which finance packages might be suitable to you. On the other hand, if you’d rather not speak to a human, our online calculators allow you to submit your application easily.

Vehicle History Check 2
Vehicle history check

Unlike many other finance providers, we offer a free vehicle history check on all purchases, whether sourced through Zap, or elsewhere. It’s important to make sure that the vehicle you are buying doesn’t have any hidden faults which would end up costing you in the long run. Peace of mind is at the heart of what we do.

Trusted Lenders ZAP
Trusted lenders

Although we have a large portfolio of lenders, don’t be fooled into thinking that we will partner with just anybody. Our extensive vetting and decades of combined experience in the industry have helped us to select the perfect lenders. We have a range of lenders which cater for all corners of the market, from prestige, prime customers to customers with poor credit. Above all else we are here to help you find the perfect match with your finance, and your next purchase.

Perfect Vehicle Zap Loans
Car sourcing service

We are partnered with multiple car dealerships that offer both new and used cars. At Zap, we have access to a fleet of over 800 cars to choose from, including prestige cars, family SUVs and vans. Not only this, we also have access to motor auctions and have one of the most extensive buying networks in the UK. Whatever you are looking for, we can find it – and fast!

Agreement Zap Loans
End-to-end service

From start to finish, we are here for you as much as you need us. We are experts in our field, and we are here to answer all of your queries. You can contact us easily, in your own time via phone, email or website enquiry. We rate ourselves as number 1 for customer service. We promise you will always receive straight forward, no jargon advice.

Zap through car finance

Applying with us only takes a couple of minutes.