Quick Car Finance
Terms and Conditions:
This example is for a Hire Purchase Agreement.
I confirm that I have read and understand the following, and that in doing so provide permission for ZAP Loans to undertake a credit search and provide my information to their panel of lenders. I understand that this may register as a credit search against my name.
- I have read the Initial disclosure document (IDD) available online
- I consent to a credit search being conducted
- I understand the following
- The credit search relates to a hire purchase product which does not have any mileage restrictions; however, a balloon product is also available – please call to discuss
- Subject to balance financed, the agreement would be protected by the Consumer Credit Act (CCA)
- I tend to be the registered keeper of the vehicle and would hold fully comprehensive motor insurance during the length of the agreement
- I understand that the vehicle is at risk of repossession if the contractual repayments are not maintained
By proceeding to obtain a quote, you confirm that you have independently chosen the appropriate term of agreement , are comfortable with the suggested repayments and agree to the above statements. Copies of the relevant documentation, to include the IDD, Product Explanations and Overview have been provided to your email address in a durable medium

Why Choose ZAP for Your Fast Car Finance Needs?
At ZAP, we understand that sometimes you need car finance in a hurry. Here’s why we are the best choice for quick car finance:
Fast Approval Process Our streamlined application process ensures you get a decision quickly. We work with multiple lenders to provide you with fast finance options so you can get behind the wheel without the wait. Apply for your car loan today and receive approval in just a few hours!
Same Day Car Finance Solutions Need same day car finance? We offer rapid approvals and quick turnaround times to meet your immediate car finance needs. Get approved and start shopping for your new car on the same day when you choose ZAP!
Competitive Rates and Terms We offer some of the most competitive rates in the market for fast car finance. Our partnerships with a wide range of lenders mean you get the best deals available for your financial situation. Get a car finance deal with an APR as low as XX%!
Easy Online Application Our online application process is quick and straightforward. Apply from the comfort of your own home and get a decision without long forms or unnecessary delays.
Access to a Wide Range of Cars Choose from a diverse selection of vehicles, from reliable city cars to spacious family SUVs. Our wide range of cars ensures you find the perfect vehicle for your needs. Discuss your requirements with our team today and they’ll help source your dream car that ticks all the boxes.
Fast and Reliable Customer Support Our dedicated team is here to assist you through every step of the finance process. We’re available to answer your questions and ensure you get the best deal quickly. Reach out to our team today for instant support and guidance.
How Does The Car Finance Process Work at ZAP?
Getting fast car finance with ZAP is easy and efficient. Here’s how it works:
- 1.
Apply for Fast Car Finance Submit your online application with basic details about your financial situation. We’ll connect you with lenders who offer quick car finance solutions.
- 2.
Get Approved Fast Once your application is reviewed, you’ll receive a decision quickly. We aim to provide approvals within hours so you can move forward with your car purchase.
- 3.
Choose Your Car Browse our extensive selection of new and used cars. Our team can help you find the best vehicle that fits your needs and budget.
- 4.
Finalise Your Finance Agreement Once you’ve chosen your car, we’ll finalise your finance agreement. You’ll review the terms, including the APR and repayment schedule.
- 5.
Drive Away in Your New Car Complete your purchase and start enjoying your new vehicle! Our fast finance process ensures you’re on the road as soon as possible.
Fast Car Finance – FAQs
What is rapid car finance?
Fast car finance refers to car loan options that offer quick approval and same-day financing. It’s designed for those who need to secure a car finance deal urgently.