Van Finance
Terms and Conditions:
This example is for a Hire Purchase Agreement.
I confirm that I have read and understand the following, and that in doing so provide permission for ZAP Loans to undertake a credit search and provide my information to their panel of lenders. I understand that this may register as a credit search against my name.
- I have read the Initial disclosure document (IDD) available online
- I consent to a credit search being conducted
- I understand the following
- The credit search relates to a hire purchase product which does not have any mileage restrictions; however, a balloon product is also available – please call to discuss
- Subject to balance financed, the agreement would be protected by the Consumer Credit Act (CCA)
- I tend to be the registered keeper of the vehicle and would hold fully comprehensive motor insurance during the length of the agreement
- I understand that the vehicle is at risk of repossession if the contractual repayments are not maintained
By proceeding to obtain a quote, you confirm that you have independently chosen the appropriate term of agreement , are comfortable with the suggested repayments and agree to the above statements. Copies of the relevant documentation, to include the IDD, Product Explanations and Overview have been provided to your email address in a durable medium

What are the pros and cons of van financing?
Help with funding – can’t afford to buy outright? Spread the cost with financing
Fixed monthly payments – no hidden costs, just easy, affordable monthly payments
Upgrade every few years – financing makes it easier to get a new van every few years
Different options available – find new and used finance to no-deposit van finance
Suitable for poor credit – van loans and financing for all financial circumstances
You won’t own the van outright
By spreading the cost you will pay interest
There may be mileage limits
Used or new van finance – FAQs
How much does van financing cost per month?
Your monthly repayment cost will depend on the type of van you want to buy, your credit score, and the interest rate set by the lender. Everyone’s budget is different. The best way to find out what you can afford is to use our free van loan calculator.